About Us
P&C Insurance Brokers are independent insurance advisors serving clients throughout New Zealand since 1992.
Insurance doesn’t have to be confusing. You deserve straightforward advice that helps you make confident decisions about protecting what matters most. Our team is here to simplify the process, offer expert advice, without the jargon, pressure or hidden gaps in coverage.
We’ve been in business since 1992 and we’ve built a reputation for trust, transparency, and practical support. Whilst our clients are located all over New Zealand, we are locally owned and our office is based in Manawatū. We’re proud to be part of our community, and we’re just as invested in your success as you are.
Through our Steadfast Brokering network, you get access to over 150 national and international insurers to give you more choice and competitive pricing than going direct to a single insurer. Whether you need commercial insurance for your business, rural insurance for your farm, or home and contents insurance for your family, our expert insurance brokers compare policies to find the right protection at the right price.
Our qualified brokers hold New Zealand Certificates in Financial Services (Level 5) and are certified by the Insurance Brokers Association of New Zealand (IBANZ), ensuring you receive professional, regulated advice.
Why choose us?
Professional & Confident
You get expert risk advice and insurance solutions with clarity, confidence, and care.
Friendly & Approachable
We’re easy to talk to, quick to respond, and always focused on protecting what matters most to you. We’re your local insurance partner: we listen first, advise second.
Community-Focused
You get the personal service of a locally-owned business that stands beside businesses and families across New Zealand, offering smart, tailored protection with a personal touch.
Bold & Visionary
We don’t just sell insurance, we empower businesses to thrive. P&C Insurance is your strategic shield against risk, built on trust, experience and real relationships.
Meet our team
Sara Carter – Director and Operations Lead
Read more about Sara
Sara’s insurance career began in 1991, building a distinguished careers across claims, sales management, and branch leadership with major insurers. She joined P&C Insurance in 2006 and became co-owner in 2009, bringing with her a wealth of experience and a deep commitment to excellence. Sara holds a New Zealand Certificate in Financial Services (Level 5) and is a Chartered Insurance Broker.
As Director and Operations Lead, she oversees daily operations including human resources, compliance, and finance. She is passionate about cultivating a supportive, high-performing workplace culture and designing systems that empower the P&C team to deliver exceptional service and results.
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Harry Jones – Director and Senior Broker
Read more about Harry
With over a decade of insurance experience, Harry became P&C Insurance co-owner in 2022. He leads our brokers with a steady hand and a people-first mindset. Harry holds a Bachelor of Commerce from Lincoln University, a New Zealand Certificate in Financial Services (Level 5), and is a Qualified Insurance Broker.
Harry’s passion lies in the connections he builds. He genuinely enjoys hearing clients’ stories and being entrusted to protect what matters most. His refreshingly old school style involves picking up the phone, meeting face to face, and staying present, ensuring every client feels heard, supported, and confident in their risk management.
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Jo Davidson – Domestic Insurance Broker
Read more about Jo
With over 20 years of insurance experience, Jo joined P&C Insurance in 2019, bringing a wealth of knowledge to her role. She holds a New Zealand Certificate in Financial Services (Level 5) and is a Qualified Insurance Broker.
Jo’s passion lies in building genuine relationships, taking time to understand each client’s needs for tailored coverage. Her deep understanding of the domestic insurance market, combined with tenacity and attention to detail, means she consistently delivers outstanding results.
Known for commitment and follow-through, Jo goes the extra mile to secure the best possible outcomes, aiming to exceed expectations and give every P&C client a “wow” experience.
Georgie Allpress – Commercial Broker Support
Read more about Georgie
Georgie began her insurance journey in 2018 as a loss adjuster, gaining valuable insight into policy response and claims handling. She joined P&C in 2024 as Commercial Broker Support, researching and negotiating insurance contracts for optimal client coverage.
Georgie holds a New Zealand Certificate in Financial Services (Level 5) and is a Qualified Insurance Broker. Committed to continuous learning, she’s always seeking new courses to deepen her knowledge. With natural curiosity and a warm, compassionate approach, Georgie thrives on solving complex challenges and connecting with clients to make every P&C Insurance experience a positive one.
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Sandra Taylor – Claims Manager
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With over 30 years of insurance experience, Sandra joined P&C in 2008 and has become a cornerstone of our claims service. She holds a New Zealand Certificate in Financial Services (Level 5), qualifications in Youth Work and General Horticulture, and is a Qualified Insurance Broker certified by the Insurance Brokers Association of New Zealand.
Known for tenacity and a customer-first approach, Sandra passionately advocates for clients, making the claims process smooth and stress-free with fast resolutions and fair outcomes. Her deep understanding of insurance contracts and claims procedures allows effective negotiation for the best possible results.
